California Healthy Families
Frequently Asked QuestionsHow
do I know if my children are eligible (if they can join)?
How soon after I apply will I know if my children are eligible?
What are some of the benefits (services) children can get from Healthy
Families?
How much does
Healthy Families cost?
How can I
save money on Healthy Families?
Do
I get to choose my children's health plan?
How do I pick
a health plan?
What if my
child doesn't qualify for Healthy Families? Is there other health coverage I can
get?
Does my child have to be a U.S. citizen to join Healthy Families?
I am
self-employed. How do I show proof of income?
What
income does not count?
Can my children join Healthy Families even if I don't live in California?
Do children have to live in the same home as the applicant in order to
enroll?
Do I have to stay in the same plan year after year?
What
if I don't like the plan we're in? Can I switch plans?
What if I
have a disagreement with the Healthy Families program or
my health plan?
Do
I apply just once, or do I have to re-apply every year?
Can
I sign up my newborn baby?
How
do I know if my children are eligible (if they can join)?
Children in Healthy Families must live in California and:
-
Be age 18 or younger.
- Not be eligible for no-cost
Medi-Cal.
- Live in families with incomes
not higher than 250% of Federal Income Guidelines.
- Live in families without
health insurance from an employer for the past three months.
- Meet citizenship or
immigration requirements.
back
to top
How soon after I apply will I know if my children are eligible?
Healthy Families will send you an answer in 10 days or less after they get
your application, as long as your application is complete.
back to top
What are some of the benefits (services) children can get from Healthy
Families?
-
Hospital care when it is
medically necessary.
- Care from doctors, including
surgeons.
- Prescription drugs.
- Well Child services to prevent
disease.
- Family planning (birth
control).
- Mental health care.
- Alcohol and drug treatment
service.
- Physical, speech and
occupational therapy.
- Lab and X-ray services.
- Dental care.
- Eye care.
back
to top
How much does
Healthy Families cost?
Members pay a premium ( bill ) each month. It
costs $4 to $15 for each child, or no more than $45 for a family. Members also
pay a co-payment (usually $5) when they go to the doctor or get other services.
Some services are free.
back to top
How can I
save money on Healthy Families?
You can
choose the Community Provider Plan. It is the least expensive plan in your area.
It offers the same services as the more expensive plans. You can also save by
paying premiums three months at a time (You Receive the 4th month
free), or by paying with electronic fund transfer.
back to top
Do
I get to choose my children's health plan?
Yes. You
choose one of the plans that is offered in the county where you live.
back to top
How do I pick
a health plan?
Look at
descriptions of the plans offered in your county. The plans are similar but not
exactly the same. You can see what your choices are and how much the plans cost.
The page about your county also has information that can help you pick the best
plan for your family.
back to top
What if my
child doesn't qualify for Healthy Families? Is there other health coverage I can
get?
-
If your income is below the limit
for Healthy Families, you may quality for no-cost Medi-Cal. You can let
Healthy Families send your application to the county office near you to find
out if you quality for Medi-Cal.
- If your income is above the limit
for Healthy Families, there may be other programs you can use. Please complete the short application form on this website and one of
our staff members will call you within 1-2 business days.
back
to top
Does my child have to be a U.S. citizen to join Healthy Families?
- No.
Children joining Health Families must be one of these:
-
A U.S. citizen. A U.S. non-citizen national.
For insurance plan
information in your language: All plans
have some information in Spanish, and many plans have information in several
languages other than English.
back to top
I am
self-employed. How do I show proof of income?
Your "net profit" is what determines your income for Healthy
Families. Check your 1040 federal tax return, Schedule C, or your quarterly
profit/loss statement.
back to top
What
income does not count?
- You can't
count income from these sources:
-
SSI/SSP payments
- Foster care payment
- CalWORKS (AFDC replacement)
- General Relief payment
- Grants/scholarships used for school
- Earnings from a job of a child under 14 years old or who
attends school
- Some government benefit payments
- Loans
- College work study
- Please check with your local county welfare office for more detailed
information.
back
to top
Can my children join Healthy Families even if I don't live in California?
Yes, but your children (the children you are applying for) must live in
California.
back to top
Do children have to live in the same home as the applicant in order to
enroll?
No, but only the income of the household where the child lives can be used to
determine eligibility.
back to top
Do I have to stay in the same plan year after
year?
No. Once a year you can change plans or add members to your plan. You do this
during Open Enrollment, which is from April 15 to May 31.
back to top
What
if I don't like the plan we're in? Can I switch
plans?
Yes. You can change plans in the first three months
after joining Healthy Families.
back
to top
What
if I have a disagreement with the Healthy Families
program or my health plan?
You can appeal a decision (ask that the decision be
reconsidered) if you think Healthy Families was wrong
about:
- Your
eligibility (whether you can join).
- The
date your coverage should start.
- Dis-enrollment
(being taken out of Healthy Families).
Healthy
Families has steps you must follow to appeal a decision.
You can also appeal decisions from your health plan.
Your plan has steps you can follow to do that.
back
to top
Do
I apply just once, or do I have to re-apply every year?
Once a
year Healthy Families will make sure your children still
qualify for (can be members of) the program. This is
called the Annual Eligibility Review (AER). If you still
qualify, you can stay in Healthy Families for at least
another year, until the next AER.
back
to top
Can
I sign up my newborn baby?
Yes. You may apply as early as three months before the baby is due.
Read "If you are pregnant" for more
information.
back
to top
|